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Can I file for bankruptcy while on Long Term Disability?

I am on disability. A couple of months ago I received a letter from Long Term Disability (LTD) to pay them back around $ 50,000.00. I am not able to pay this amount. I asked many different financial institutions to get a loan. But my request was declined everywhere because I can’t work anymore. Can I file for bankruptcy? Thank you.

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One Response to “Can I file for bankruptcy while on Long Term Disability?”

Desmond West-Chow, CIRP, Trustee said...

Yes, you would meet the requirements to file bankruptcy. I would suggest you contact a local trustee to discuss both the details of what a bankruptcy may entail for you as well as other options that may exist for you.